Ozapay (OZA): What It Is, Uses and Risks

Ozapay describes itself as a hybrid payment application that connects fiat money and crypto through self-custody. According to the project, users can pay, receive and exchange euro, US dollars, pound sterling or cryptocurrencies by NFC or QR code, without needing a payment terminal. The project also describes virtual and physical Mastercard cards, a cashback system paid in OZA by merchants, and a partner network that it says offers discounts of up to 70%. It states that it follows KYC, KYB and AML rules. These are the project's own claims. This page has not verified card issuance, partner terms or regulatory status, so readers should check current availability directly with the project before relying on any of these features.

The project says OZA sits at the centre of its model and serves two purposes: it is a reward mechanism and a transactional asset. In practice, this means merchants can offer cashback in OZA, and users can hold or spend the token within the Ozapay ecosystem. The project does not give further detail on governance, staking, fee discounts or other token functions, so this page does not describe them. Whether the token keeps any real use depends on how much the app is used and whether merchants continue to pay rewards in OZA. Anyone assessing the token should read the project's current documentation rather than assume a specific function.

As of 2026-10-29, the data used for this page shows a price of about $0.0407, a market capitalisation of about $37.0 million and a fully diluted valuation of about $40.5 million, placing the token around 561st by market cap. Circulating supply is about 909.6 million OZA, against a total supply of about 996.9 million and a stated maximum of about 996.9 million. Over the previous seven days the price fell by about 22.8%, while over one year it rose by about 11.8%. The all-time high was about $0.0603 on 2026-09-30, and the all-time low was about $0.0121 on 2026-05-18. A 24-hour trading volume figure was not available in the data. These numbers change constantly and are a snapshot only, not a basis for any decision.

OZA is listed as issued on Solana, and the project's category tags place it within the Solana ecosystem and payment solutions. The data used here does not name a native chain for the token, does not give a launch date and does not list a consensus mechanism, so this page does not describe those details. Tokens with the same ticker or similar names can exist on other networks or be unrelated projects, and several unrelated tokens share similar names, such as OZAe. Before interacting with any token, confirm the Solana mint address through a reputable block explorer and compare it with the address published by the project.

Several risks apply. The price has moved a lot over the period shown, with the all-time high and low far apart, and short-term drops can be steep. The token's value depends on the continued use of a payment app and on merchants offering rewards in OZA, so demand is uncertain. Rules for crypto payments, card programmes and identity checks differ by country and can change. Self-custody means users are responsible for their own keys and recovery phrases, and lost seed phrases usually cannot be recovered. Scam tokens and fake versions of known names are common. If you research this token, store only what you can afford to lose, keep recovery phrases offline, and check official sources yourself. This is research information, not financial advice.