Staking · Review
ActiveStaFi Review 2026: Multi-Chain Liquid Staking Turns to AI
StaFi is a multi-chain liquid staking protocol that issues derivative tokens for staked assets, now repositioning around AI-driven tooling. Its TVL is small, so check each product and its audits before depositing.
By the DappsAtlas editorial team · Updated
DappsAtlas score
6.2/10
Mixed
Our verdict on Stafi
6.2/10StaFi suits users who want liquid staking across several chains and are interested in its AI-assisted tooling. Its main strengths are multi-chain coverage, a long-running protocol and published documentation, governance and audits. The main caveat is its small TVL of about $4.6 million, plus unclear fees and an AI roadmap whose maturity is not shown. Read the docs and audit details first, and start small.
Score breakdown
How Stafi scores
- Security
- 6.0/10
- Ease of use
- 6.5/10
- Fees
- n/a
- Features
- n/a
Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.
What is Stafi?
StaFi is a liquid staking protocol that describes itself as a decentralized and scalable cross-chain staking derivatives protocol. It lets holders of proof-of-stake assets keep their position staked while receiving a token they can use elsewhere.
DefiLlama lists StaFi on Ethereum, Solana, BNB Chain, Cosmos and its own StaFi chain, with about $4.6 million in TVL and two listed audits. Its token is FIS. The TVL rose about 3.1% over seven days, which is a small move on a small base.
The current homepage frames StaFi 2.0 as AI-powered liquid staking, with an AI assistant, natural language Solana staking and a Solana restaking integration with Solayer. Public reporting also point to a StaFi chain migration that has entered Foundation Mode, and a 2025 Q4 update about building a modular Liquid Staking as a Service platform.
How Stafi works
Liquid staking lets users stake proof-of-stake tokens and receive a derivative token in return. That token represents the staked position and can be held or used elsewhere while the underlying assets keep earning staking rewards.
StaFi describes itself as a cross-chain staking derivatives protocol that unlocks the liquidity of staked assets. Public reporting shows older materials describing rTokens received when staking through the protocol, and newer materials describing a modular Liquid Staking as a Service offering.
The current homepage adds an AI layer: a chatbot, natural language staking commands for Solana and AI validator selection rules. These sit on top of the staking infrastructure and the project does not detail how they run.
7 features
Key features
01
Liquid staking derivatives
StaFi issues derivative tokens for staked proof-of-stake assets so holders keep liquidity while their assets remain staked.
02
Multi-chain support
The protocol covers Ethereum, Solana, BNB Chain, Cosmos and its own chain, according to DefiLlama.
03
Liquid Staking as a Service
LSAAS is pitched as infrastructure so other protocols can offer liquid staking, with an AI chatbot that generates BNB LSAAS code.
04
AI Solana staking commands
The homepage says users can stake SOL through natural language commands, as part of its Solana liquid staking token integration.
05
AI validator selection
The site describes AI-driven validator selection rules that use real-time data to optimize staking choices.
06
Solana restaking integration
A Solana restaking integration lets staked SOL be restaked to Solayer, according to the homepage.
07
Staking and RWA vaults
The navigation lists Staking Vault and RWA Vault products, though the project does not describe how they work.
Pros and cons
What we like
- Supports several major ecosystems, including Ethereum, Solana, BNB Chain and Cosmos
- Long-running protocol that describes itself as an early DeFi project for staked asset liquidity
- Two audits are listed on DefiLlama
- Documentation, whitepaper, GitHub, forum and governance proposals are available
- Offers a Solana restaking integration with Solayer
Watch out for
- TVL of roughly $4.6 million is small for a liquid staking provider, which can mean thinner liquidity for its derivative tokens
- The homepage leans heavily on an AI roadmap, and the project does not show how mature those AI features are
- Only two audits are listed on DefiLlama, and the project does not say which contracts or chains they cover
- Liquid staking adds smart-contract, validator and depeg risk on top of normal staking risk
- Public reporting mentions a StaFi chain migration into Foundation Mode, which may confuse users about which chain or product is current
- Fee levels are not given publicly, so users must check each product's interface
Stafi fees
Fees are not published. Liquid staking protocols commonly take a share of staking rewards and users also pay network gas fees, but StaFi's specific rates are not stated here.
Users should check the fee and reward details in the StaFi app and the documentation for each chain before staking.
Is Stafi safe?
DefiLlama lists two audits for StaFi, but the project does not name the auditors or the scope. Liquid staking involves smart-contract risk, validator performance and slashing risk, and the risk that the derivative token can trade below the underlying asset.
Public reporting references an ETH validator slashing insurance page in the documentation, but its coverage terms are not public. Public sources also mention a StaFi chain migration into Foundation Mode, so users should verify current product status in the official docs. Always use the official site and confirm contract addresses.
6 steps
How to get started with Stafi
- 1
Read the StaFi documentation to see which chains and products are currently supported.
- 2
Decide which asset you want to stake, such as ETH, SOL or a Cosmos-ecosystem token.
- 3
Connect a compatible wallet to the official StaFi app and double-check the address you are visiting.
- 4
Review the audits, slashing insurance details and fee information before depositing.
- 5
Start with a small amount, stake, and confirm you receive the derivative token in your wallet.
- 6
Track the reward rate and unstaking process, and keep an eye on the derivative token's market price.
Who Stafi is for
StaFi is for crypto holders who want to keep earning staking rewards while holding a tradable derivative token. It also targets developers and protocols interested in white-label liquid staking. Cautious users should check the small TVL and the current state of each product before committing funds.
Stafi FAQs
What is StaFi?
StaFi is a cross-chain liquid staking protocol. Users stake proof-of-stake tokens and receive derivative tokens that represent the staked position, so the value is not locked up for the whole staking period.
What is the FIS token?
Public sources list FIS as its token. The homepage links to governance and FIS pages, and the protocol has a proposals and forum section, but specific token utility details are not given publicly.
Which chains does StaFi support?
DefiLlama lists StaFi on Ethereum, Solana, BNB Chain, Cosmos and its own StaFi chain. Products for each chain may differ, so check the app for what is currently available.
What is StaFi AI and LSAAS?
The homepage describes StaFi AI, including natural language commands for Solana liquid staking, AI validator selection rules and a Solana restaking integration with Solayer. How much of this is live and how widely it is used is not stated publicly.
Is StaFi safe?
No protocol is risk free. DefiLlama lists two audits, but liquid staking still carries smart-contract risk, validator slashing risk and the chance that the derivative token trades below the value of the staked asset. Public reporting mentions a slashing insurance document for ETH validators, though its terms are not public.
Can other projects build on StaFi?
The homepage mentions rTokens in older materials and LSAAS, or Liquid Staking as a Service, for protocols. Whether other projects use LSAAS is not stated publicly.
Compare
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How we checked
Sources
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