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DigiFT Review 2026: MAS-Regulated Exchange for On-Chain RWAs

DigiFT is a Singapore-based exchange for tokenized real-world assets, approved as a Recognised Market Operator by the Monetary Authority of Singapore. Its main draw is regulated, on-chain access to security tokens, with the trade-off of an institution-focused model and few published details on fees.

By the DappsAtlas editorial team · Updated

DappsAtlas score

7.2/10

Good

Our verdict on DigiFT

7.2/10

DigiFT suits institutions and eligible investors who want tokenized real-world assets from a venue that says it is licensed by the Monetary Authority of Singapore. Its main strength is the regulated status combined with on-chain AMM liquidity and a bug bounty program. The main caveat is the lack of published detail: supported chains, fees and audits are not listed on the pages reviewed, and access may depend on investor eligibility. Read each product's terms before subscribing.

Score breakdown

How DigiFT scores

Security
7.5/10
Ease of use
n/a
Fees
n/a
Features
7.0/10

Scores run from 0 to 10 and are based only on facts we could verify. Where information was missing we mark the score n/a rather than guess.

What is DigiFT?

DigiFT is an exchange for tokenized real-world assets. It says it was established in 2021 and is approved as a Recognised Market Operator with a Capital Markets Services license by the Monetary Authority of Singapore. DefiLlama lists it in its real-world assets category, with tracking since September 2023.

The pitch is regulated access. Asset owners issue blockchain-based security tokens, and investors trade them through an AMM that provides continuous liquidity. The company describes its offering as institutional-grade yield delivered on-chain, and it also promotes embedded yield solutions for other platforms to integrate.

DigiFT is a small company based in Singapore. It has a bug bounty program and a mobile app. It lists no token of its own, and the pages reviewed do not name supported blockchains, fee levels or smart-contract audits.

How DigiFT works

Issuers of real-world assets, such as funds or other financial instruments, create security tokens on a blockchain. Each token represents a claim on an underlying asset under the legal terms set by the issuer. DigiFT lists these tokens on its exchange.

Investors can subscribe to a product or trade it on the platform. For trading, DigiFT uses an automated market maker. An AMM holds assets in a pool and prices trades by formula, so a buyer or seller can trade at any time without needing a matching counterparty.

Because the tokens are regulated securities, the platform operates under a Singapore market operator licence. The platform positions itself as a bridge between regulated capital markets and on-chain liquidity, and it is aimed at investment access rather than payments.

7 features

Key features

01

MAS-regulated market operator

DigiFT states that it is approved as a Recognised Market Operator with a Capital Markets Services license by the Monetary Authority of Singapore.

02

Tokenized security issuance

Asset owners can issue blockchain-based security tokens, which investors can then hold and trade on the platform.

03

AMM-based liquidity

Trading uses an automated market maker, which is meant to provide continuous liquidity instead of waiting for an order-book counterparty.

04

Subscription to tokenized products

Product pages offer a subscribe flow for investing in tokenized products, such as tokenized funds.

05

Embedded yield solutions

A dedicated embedded yield solutions page suggests DigiFT offers yield products that other platforms can integrate.

06

Bug bounty program

A public bug bounty program invites researchers to report vulnerabilities in DigiFT's systems.

07

Mobile app

The company has a mobile app presented as an institutional exchange for tokenized real-world assets.

Pros and cons

What we like

  • States it is approved as a Recognised Market Operator with a Capital Markets Services license from the Monetary Authority of Singapore.
  • Brings tokenized real-world assets to a trading venue with continuous AMM liquidity.
  • Has a public bug bounty program for reporting vulnerabilities.
  • Focuses on investment products rather than speculation or payments.
  • Offers an embedded yield option for other platforms to integrate.
  • No native token, so there is no token-price exposure tied to the platform itself.

Watch out for

  • Supported blockchains are not listed in the material reviewed, so users cannot easily tell which networks they need before signing up.
  • No smart-contract audits are listed, though a bug bounty program exists.
  • Fees, minimum investment sizes and product yields are not published on the pages reviewed.
  • The platform is aimed at institutions, so retail access may be limited or subject to eligibility checks.
  • Tokenized securities depend on the issuer and legal structure behind each asset, which adds counterparty risk that DeFi-native users may not expect.
  • It has no native token, so there is no governance or fee-sharing role for users.

DigiFT fees

DigiFT does not publish a general fee schedule on the pages reviewed. Trading fees, subscription or redemption charges and any management fees on individual tokenized products are not stated.

Users would expect to see costs on each product's investment page and in its offering documents. Network gas fees on the underlying blockchain may also apply, and which chain a product uses is shown at subscription time.

Is DigiFT safe?

DigiFT says it is approved as a Recognised Market Operator with a Capital Markets Services license by the Monetary Authority of Singapore. That makes it more regulated than most on-chain exchanges. The licence status, and the rules that apply to each product, should be confirmed with the regulator and the platform before investing.

The platform runs a bug bounty program, but no smart-contract audits are listed in the material reviewed. Risks specific to tokenized assets remain, including issuer and counterparty risk, redemption terms, and technology risk in the smart contracts and chain used. The custody model is not detailed on the pages reviewed. No security incidents are cited publicly reviewed.

6 steps

How to get started with DigiFT

  1. 1

    Visit the official DigiFT website and read the About page and product listings to see what is offered.

  2. 2

    Check whether your country is eligible and whether the product you want is open to your investor type.

  3. 3

    Create an account and complete any identity and onboarding checks the platform requires.

  4. 4

    Connect or prepare a compatible wallet and funding source, such as stablecoins, as instructed by the platform.

  5. 5

    Open an investment page, read the product terms, fees and risks, then choose a subscription or trade.

  6. 6

    Confirm the transaction and keep records of your holdings for tax and reporting purposes.

Who DigiFT is for

DigiFT is for institutions, funds and eligible investors who want exposure to tokenized real-world assets and prefer a regulated venue over a purely permissionless DeFi protocol. It also suits platforms looking to add yield products through its embedded yield offering. Casual retail users should first check whether they are eligible.

DigiFT FAQs

What is DigiFT?

DigiFT describes itself as a regulated exchange for on-chain real-world assets. Issuers create blockchain-based security tokens, and investors can subscribe to or trade them. Trading liquidity is provided through an automated market maker.

Is DigiFT regulated?

DigiFT says it is approved as a Recognised Market Operator with a Capital Markets Services license by the Monetary Authority of Singapore. This is the licence the platform itself states. Users should check the current status with the regulator and confirm which products are open to them.

Is DigiFT safe?

DigiFT lists a bug bounty program to find and fix vulnerabilities in its systems. No smart-contract audits are listed in the material reviewed. Regulation reduces some risks, but tokenized assets still carry issuer, market and technology risk.

Does DigiFT have a token?

No. DigiFT has no token listed. Its focus is on tokenized securities and yield products rather than a governance or utility token.

Can individuals use DigiFT?

The platform presents itself as built for institutions, with an emphasis on institutional-grade yield. Whether an individual can invest depends on eligibility rules for each product and on local law. Check the investment pages and the terms before registering.

What are DigiFT's fees?

DigiFT does not publish a general fee schedule on the pages reviewed. Fees would likely be shown on each product page or in the offering terms. Read those before subscribing.

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How we checked

Sources

  1. 1.defillama.com/protocol/digift

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