UBS uMINT Token (UMINT): What It Is, Uses and Risks

UMINT is the ticker for the UBS USD Money Market Investment Fund Token, a digital token that represents interests in a US dollar money market fund. UBS Tokenise issued it, UBS Asset Management manages the underlying fund, and DigiFT distributes it. The project describes it as aimed at global accredited investors who want stable yield and income. Public reports from late 2024 say UBS Asset Management announced the launch in November 2024 as its first tokenised fund, built on Ethereum. The token sits within the broader group of tokenised real-world asset products, where a traditional financial instrument is recorded on a blockchain. Because it is a fund-linked product rather than a typical crypto coin, its value is tied to the fund's holdings and its net asset value rather than to crypto market sentiment.

According to the project description, UMINT is meant to give qualified investors exposure to a money market fund in token form. Money market funds typically hold short-term, high-quality debt such as government securities and bank instruments. Public reports in 2025 also said the token has been accepted as collateral for trading on some crypto exchanges, including KuCoin in August 2025, and a later report describes a similar use on Bybit. These reports describe how the token can be used on those platforms, but they do not confirm the terms, limits or availability for any particular user. Public sources provided do not describe spending or buying goods with the token, so that use should not be assumed. Anyone considering it should read the issuer's offering documents and eligibility rules first.

As of 2026-06-10, the data lists UMINT at about 106.2 US dollars, with a market capitalisation of about 20.4 million dollars and a market-cap rank of 831. The 7-day price change was very small, roughly 0.06 percent, and no one-year change was available. The recorded all-time low was about 100.25 dollars on 2024-12-01, and the recorded all-time high was about 105.36 dollars on 2026-03-13. The quoted price is slightly above that recorded high, so the snapshot may be out of date or measured differently. The supply figures also do not reconcile: the circulating amount in the data is larger than the total amount. Treat these numbers as rough reference points only, and check the issuer or a current data source before relying on them. None of this is a forecast of future price.

The project data lists Ethereum as the chain where UMINT is issued, and it is not listed as the native token of any blockchain. One data source also places it in a Polygon ecosystem category, but the issuance information does not confirm a Polygon version, so readers should not assume one exists. Risks include eligibility limits, since the offering targets accredited investors; fund risk, because the value depends on the underlying portfolio; issuer and distributor risk; smart contract and blockchain risk; and liquidity risk, since trading depends on exchange support and market depth. A token like this is not a bank deposit and is not guaranteed. For storage, the token is an Ethereum-based asset, so it would generally need a compatible wallet, but the issuer or distributor should confirm which wallets and custody arrangements are supported before any transfer.