Genius Token (POCK): Uses, Supply and Risks

Genius Token, or POCK, is a crypto token issued on Solana. The project describes it as the utility token for Neobanx, an ecosystem being developed around banking services for autonomous software agents and machine-to-machine commerce. In this context, “agentic banking” refers to financial processes that software agents could carry out with limited human involvement.

Neobanx says its design includes tools for explainable AI decisions, credit and trust scoring, and payments between agents. These are project-stated aims, not proof that the services are live, widely used, or able to meet regulatory requirements. The project also describes POCK as an “MBC-20 hybrid utility token,” but that label alone does not establish a technical standard or explain how the token works at the contract level. Publicly available information should be checked for current implementation details before relying on any stated functionality.

The project says POCK is intended to support Neobanx’s ecosystem, including transactions related to credit underwriting, settlements, and commerce between autonomous agents. It also describes the x402 protocol as a way to enable instant micropayments by AI agents, and names the Ingram Evaluation Matrix (IEM) and Neoscore as components for explainable decisions and credit or trust scoring. These are descriptions of the intended system; the token’s practical role depends on which features are implemented and available.

Before treating POCK as necessary for a particular service, check the project’s current documentation for the exact token requirements, transaction process, and any fees. A token’s stated utility does not guarantee demand, adoption, or value. The project also refers to “SPOCK token infrastructure,” but public sources do not clearly explain whether this is a separate asset or a component of the same system. Avoid assuming that named protocols or scoring tools are operational solely because they appear in project materials.

As of 2026-11-05, the reported circulating supply was about 905.1 million POCK, with a total supply of about 997.6 million and a stated maximum supply of 1 billion. These figures can change, and circulating-supply estimates may depend on how tokens are classified. The project description says POCK was launched on pump.fun with locked liquidity and a founder treasury for research and ecosystem development; confirm current liquidity and treasury information independently, since conditions can change.

At the same date, POCK’s reported price was about $0.00117 and its market capitalization about $1.1 million. These are time-sensitive market figures, not an indication of future performance. Small or less widely traded tokens can have limited liquidity, sharp price movements, and a gap between quoted prices and the price available for a particular trade. Market capitalization and supply figures also do not establish that a token can be sold at its displayed value.

POCK is listed as issued on Solana; it is not identified as the native token of a blockchain. To hold it, use a wallet that supports Solana assets and verify that you have selected the correct POCK token before sending or receiving funds. Confirm the token’s contract or mint address using a trusted, current project source. A matching name or ticker is not enough to identify the genuine asset, as other tokens can use similar names.

POCK carries the usual crypto risks, including price volatility, low liquidity, smart-contract or infrastructure failures, and loss from sending tokens to the wrong address. The project’s claims about compliance-friendly design or locked liquidity do not remove these risks or establish regulatory approval. With a self-custody wallet, protect the recovery phrase offline and never share it; anyone with access may be able to control the funds. With a custodial service, consider the risk that withdrawals could be restricted or the provider could fail. Only commit funds you can afford to lose.