RockawayX vs Sky Money: Which Fits Your DeFi Needs? (2026)

Both are listed as risk curators, but they serve different kinds of users. RockawayX is a broad crypto firm whose activities include lending-vault curation, liquidity provision, validator infrastructure and venture investing. Its curated strategies cover stablecoins, ETH, BTC and SOL, and are aimed at institutional and high-net-worth clients. Public information does not make retail access or minimums clear.

Sky Money is a non-custodial gateway to the Sky Protocol, formerly MakerDAO. Alongside savings and rewards, it lists staking and borrowing, and it curates Morpho lending vaults on Ethereum. Users connect their own wallet rather than handing deposits to a custodian. In short, RockawayX is the broader multi-chain business; Sky Money is the more direct interface for people seeking Sky Protocol features and Ethereum-based vault curation.

RockawayX lists ten chains, including Ethereum, Solana, Base and BNB Chain. Sky Money lists Ethereum alone, so its activity stays on one network. The listed TVL is about $304.5 million for RockawayX and about $98 million for Sky Money. TVL is a measure of deposited value, not a guarantee of safety, performance or access to a particular product.

Neither publishes fees publicly. RockawayX does not state management, performance or curator fees, so check the terms on the specific vault or fund before depositing. Sky Money does not state savings rates, borrowing costs or fee schedules publicly. Transactions on Ethereum also involve network gas fees. Product rates and charges can vary, so confirm the current terms in the relevant app or protocol documentation rather than assuming they are fixed.

Neither entry lists audits, so you should not treat either as independently audited on that basis. For RockawayX, risks include the underlying lending protocol’s smart contracts, collateral and oracle choices, and the curator’s decisions about markets and parameters. Its market-neutral strategies may reduce price exposure, but they do not remove those risks. The project does not state regulatory status or custody arrangements for institutional products.

Sky Money describes its access as non-custodial: users connect their own wallet instead of placing deposits with a company custodian. That does not eliminate risk. Smart contracts, stablecoin mechanics and Morpho vault allocations can all affect funds. Check the audit history and terms of the specific Sky Protocol and Morpho products you plan to use. Also confirm you are using the official Sky Money site, since similarly named apps have been reported.

Choose Sky Money if you want a wallet-connected route to Sky Protocol features and Morpho vaults on Ethereum, and you are comfortable with self-custody and DeFi protocol risk. Its narrower network support is a clear limitation, but its savings, rewards, staking and borrowing functions make it the more direct fit for users seeking those services in one place.

Choose RockawayX if multi-chain coverage or market-neutral strategies are more important, or if you are evaluating a curator with a wider institutional and infrastructure business. Its public information is less clear about retail access and minimum deposits, so it may not be the practical choice for every individual user. If published fees or audit details are essential before you deposit, neither currently offers those details for this listing; wait until you can verify the specific product terms.