RWA Lending · Alternatives
The best Unblock Equity alternatives in 2026
Unblock Equity lets homeowners borrow against or sell home equity, funded by USDC lenders in Morpho vaults on Base. If Unblock Equity is not the right fit, these 9 reviewed RWA Lending options are the closest matches, ranked by DappsAtlas score. Read our full Unblock Equity review
At a glance
Unblock Equity vs the alternatives
| dApp | Score | TVL | Chains |
|---|---|---|---|
| Score 5.4 out of 10 | $23.7K | 1 | |
| Score 7.0 out of 10 | $217M | 1 | |
| Score 5.8 out of 10 | $1.43M | 5 | |
| Score 5.4 out of 10 | $2.98M | 1 | |
| Score 5.0 out of 10 | $524K | 3 | |
| Score 5.0 out of 10 | $32.9K | 1 | |
| Score 4.0 out of 10 | $19.0K | 2 | |
| Score 5.5 out of 10 | $152K | 1 | |
| Score 5.4 out of 10 | — | — | |
| Score 5.2 out of 10 | $185 | 3 |
Ranked
Top Unblock Equity alternatives
- 1
Aave Horizon RWA
RWA Lending · Ethereum
Aave Horizon RWA is a specialized Aave lending market on Ethereum where qualified users borrow stablecoins against tokenized real-world assets. It carries sizable TVL, but access and risk differ from the standard Aave markets.
ScoreScore 7.0 out of 10TVL $217M+25.9% - 2
Travessia Credit
RWA Lending · Ethereum, Avalanche, Polygon +2
Travessia Credit is an on-chain credit platform for invoice-backed trade finance, linking institutional capital with verified businesses. Its homepage reports large cumulative funding, but on-chain TVL is small and key details are unpublished.
ScoreScore 5.8 out of 10TVL $1.43M+0.3% - 3
Kea Credit
RWA Lending · Hedera
Kea Credit is a Hedera-based protocol that lets DeFi lenders fund small businesses through tokenised invoice, inventory and trade-finance pools scored by an AI risk engine. It is a young, small-TVL credit product whose headline yield comes with borrower default risk and few published safeguards.
ScoreScore 5.4 out of 10TVL $2.98M0.0% - 4
HARVEST FLOW
RWA Lending · Plume, Polygon, Cardano
HARVEST FLOW connects crypto lenders with businesses seeking financing for real-world projects, with a stated social-impact focus. Its lending model may suit users seeking exposure to business loans, but pool terms and borrower protections need closer scrutiny.
ScoreScore 5.0 out of 10TVL $524K−0.1% - 5
TProtocol V2
RWA Lending · Ethereum
TProtocol V2 is an Ethereum-based RWA lending protocol that promotes T-bill yield and DAO-governed onboarding of tokenized assets. Its tracked TVL is very small, so treat it as a niche, higher-risk product.
ScoreScore 5.0 out of 10TVL $32.9K+0.1% - 6
NAOS Finance
RWA Lending · BNB Chain, Ethereum
NAOS Finance is a DeFi lending protocol on Ethereum and BNB Chain that tokenizes real-world assets as NFTs so SMEs can borrow from crypto lenders. Its on-chain footprint is now very small, so treat it as a high-risk, niche product.
ScoreScore 4.0 out of 10TVL $19.0K+0.5% - 7
Untangled RWA
RWA Lending · Stellar
Untangled Finance builds infrastructure for tokenized private-credit pools and related RWA products. Its institutional focus and pricing tools are notable, but pool terms, fees and audit details need closer review before use.
ScoreScore 5.5 out of 10TVL $152K+0.1% - 8
RAAC
RWA Lending
RAAC is a DeFi lending protocol that tokenizes real estate and gold and uses them as collateral, including a gold-backed stablecoin called pmUSD. Mainnet is not live yet, so treat it as an early-stage project.
ScoreScore 5.4 out of 10TVL — - 9
EthicHub
RWA Lending · Ethereum, Celo, xDai
EthicHub is a ReFi project that connected lenders to smallholder coffee farmers and now also sells traceable specialty green coffee in Europe. Its on-chain footprint is small, so treat it as an impact-focused niche rather than a mainstream yield venue.
ScoreScore 5.2 out of 10TVL $185−25.8%